YNAB Rule 3: Roll with the punches
Best-laid plans rarely survive contact with reality, but getting your budget to reflect reality is where the clarity comes from.
Tyler and Steve have both had aspirationally-too-small budgets for groceries and eating out. What to do?
Rule 3 empowers you to get your budget to show what's actually happening and align the way you spend your money with the things you actually, truly value.
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Steve Nay:
Tyler and Steve have both had aspirationally-too-small budgets for groceries and eating out. What to do?
Rule 3 empowers you to get your budget to show what's actually happening and align the way you spend your money with the things you actually, truly value.
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- (06:11) - Underestimating groceries
- (10:17) - Reflecting reality is the goal
- (13:48) - Your priorities change all the time
- (18:12) - Where is the money going to come from?
- (19:51) - Can you roll with the punches too much?
- (22:05) - Conscious tradeoffs
- (23:50) - "Recent moves" feature
- (27:31) - Modifying behavior, not just changing a number
- (30:29) - Honesty and alignment
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Steve Nay:
Tyler Smith:
Creators and Guests
![YNAB Rule 3: Roll with the punches](https://img.transistor.fm/FFjx6A_iE749OUkRo5pcKr1QvDYk6t5uZmTAb0803ig/rs:fill:800:800:1/q:60/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQxOTQ4LzE2ODU1/MTgxNzktYXJ0d29y/ay5qcGc.webp)