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YNAB Rule 1: Give every dollar a job

The first episode in four-part series on the YNAB Four Rules. Today: Giving every dollar a job, and why embracing the reality of your financial picture empowers you wi...

Steve makes a spreadsheet of McDonald's points

Tyler and Steve have a McDonald’s…problem? And Steve dives into the numbers to figure it out. Along the way, they discover the value of McDonald’s rewards points, what...

Tax brackets (and why they're not as scary as they seem)

Steve attempts a dubious analogy to explain how tax brackets actually work. It involves buckets, a garden hose, and a very tall ladder. --- Steve Nay: https://daybreak...

Book Club: Essentialism: The Disciplined Pursuit of Less (Greg McKeown)

Steve might have too many things going on. “Essentialism” by Greg McKeown provides ideas on how to focus your efforts on the things that truly matter. Along the way, T...

Steve gets a letter from the IRS

Steve gets a surprise letter from the IRS, and it’s not good news. But with his wits about him, and with copious documentation, he’ll ride out the storm in style. Gett...

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