It's Not About The Money

Today we review that classic personal finance book, Dave Ramsey's Total Money Makeover. Credit cards, sustainable journeys, Murphy repellant, budgeting, and behavior.

https://www.goodreads.com/book/show/78427.The_Total_Money_Makeover 

• (00:00) - Credit cards
• (02:20) - Total Money Makeover
• (07:02) - 20% knowledge, 80% behavior
• (12:18) - Making the journey sustainable
• (17:47) - Emergency funds
• (21:40) - 12% returns?
• (24:14) - Living on the financial edge with credit cards
• (29:05) - Murphy repellant
• (29:49) - The role of a budget
• (32:29) - The heart of a teacher

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Steve Nay: 

Tyler Smith: