YNAB Rule 3: Roll with the punches
Best-laid plans rarely survive contact with reality, but getting your budget to reflect reality is where the clarity comes from.
Tyler and Steve have both had aspirationally-too-small budgets for groceries and eating out. What to do?
Rule 3 empowers you to get your budget to show what's actually happening and align the way you spend your money with the things you actually, truly value.
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Steve Nay:
Tyler and Steve have both had aspirationally-too-small budgets for groceries and eating out. What to do?
Rule 3 empowers you to get your budget to show what's actually happening and align the way you spend your money with the things you actually, truly value.
- (00:00) - Dogs and their exercise
- (03:39) - Where contact sports intersect with personal finance
- (06:11) - Underestimating groceries
- (10:17) - Reflecting reality is the goal
- (13:48) - Your priorities change all the time
- (18:12) - Where is the money going to come from?
- (19:51) - Can you roll with the punches too much?
- (22:05) - Conscious tradeoffs
- (23:50) - "Recent moves" feature
- (27:31) - Modifying behavior, not just changing a number
- (30:29) - Honesty and alignment
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Steve Nay:
Tyler Smith:
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